financial advice for starting a business

When you have a small business in a tourist town, it is important to properly plan for when tourist season ends. Your business will more than likely not make the same profits that it did during the tourist season and properly planning will ensure that you can keep your business afloat until tourist season begins again. Hiring a financial planner can make this process easier. The following guide walks you through a few ways the financial planner may be able to help you prepare for the slow times of the year.

Bankruptcy can be a punch in the gut for a small business attorney. Going into business for yourself is always a leap of faith, and it can be a serious blow to have to file for bankruptcy after betting on yourself. As a small business owner, you'll want to pick up the pieces in a way that lets you build back up and get back on the horse better than ever.

If you've recently found yourself dealing with the sad task of cleaning out a parent's, grandparent's, or other loved one's home after his or her death, you may find yourself wondering what to do with a number of potentially valuable items you don't have the room or desire to store -- from antique guns or coins to 45 records and vintage designer suits. When it comes to antique coins, value determinations can run the gamut from face value (or less) for common coins made from tin or other cheap metals to millions of dollars for some of the world's rarest coins, but figuring out which end of the range your new coins fall into is key in deciding how to get rid of them.

If you've recently filed for divorce from a military service member, you may be concerned about your ability to financially provide for your future on your own. Because the military lifestyle often necessitates frequent relocation, it can be difficult for a civilian spouse to advance in his or her chosen career; after a few moves, you may have chosen to become a stay-at-home spouse (or parent) or just worked part-time for some extra spending money.

If you've been charged for a crime for the first time or your crime is a misdemeanor, then you may find yourself facing a small bail amount. Even if these bail amounts are small, they can be hard to pay, especially straight out of pocket. Instead of emptying your bank account, many bail bond businesses offer collateral deals to help raise money. There are a number of items in your own home that can be used as collateral for your bail.

Not too many people actually plan to be arrested. While you may not have this in your plans, knowing what to do once you are arrested could possibly help to shorten the amount of time you spend behind bars. One of the fastest ways to get out is to post any required bail. Unfortunately, even if you have the amount of money the court is asking for, you may not be able to access it while you are sitting behind bars.

Money may rule the world, but if you can rule your money, oh what a world that would be for you. That power is within your reach, though you may not feel that way right now. You can be more mindful when it comes to money, changing your whole world in the process. Here's how to begin: Start With A Creative Budget You might think simply adding expenses and comparing the total to your income gives you a budget, but in reality, a budget should factor in your long-term future.

If you're like many Americans, you occasionally find yourself in need of some quick cash to buy groceries or fill up your car before the next payday. In fact, more than 12 million Americans take advantage of paycheck advance loans or "payday loans" each year. However, the federal Consumer Financial Protection Bureau (CFPB), a federal watchdog group, has recently cracked down on payday lenders by implementing a number of regulations, changing the interest rates, repayment periods, and other loan terms of paycheck advance loans.